One of my 2023 goals was to buy a house. Now, we're halfway through 2024, and buying a house is far from the top of my to-do list. Here are a few reasons why I no longer want to buy a house: 📈 I'd rather invest that money There are a handful of reasons why …
Financial privileges that helped me save $200k by 24
According to the 2022 Survey of Consumer Finances, the median net worth for Americans aged 20 - 24 is $10,800, and the median net worth for Americans aged 25 - 29 is $30,160. My financial experience as an adult has been quite different from the picture presented by those statistics. As a 24 year old, …
Continue reading "Financial privileges that helped me save $200k by 24"
How I allocated my post-layoff severance money.
I was affected by a mass layoff in January, and while it certainly wasn't part of the plan, I was fortunate enough to receive a generous severance package from my now ex-employer. Between garden leave, employer match, stipends, and severance, my ex-employer paid me nearly $67k to leave. I recently received my final deposit from …
Continue reading "How I allocated my post-layoff severance money."
5 Life Lessons I Learned From Losing My Job
In mid-January, I was laid off from my software engineering job. Here are the 5 life lessons I learned from losing my job 👇 5 Life Lessons I Learned From Losing My Job 1. Optimize your PTO Before being laid off, I had no idea that I'd receive a payout for the PTO I had …
Continue reading "5 Life Lessons I Learned From Losing My Job"
I was laid off. Here’s my financial plan.
Last week, I was laid off from my software engineering job at a SF Bay Area tech company. I've already shared this news with my Instagram audience, but in this post I'll be giving you an overview of the entire situation as well as answering some AMA questions. Why I was laid off The long …
Continue reading "I was laid off. Here’s my financial plan."
My Top 3 Purchases Of This Year
Lots of money was spent (and saved) this year, so let's do a recap. Here are my top 3 purchases of this year!👇 P.S. If you're curious, here were my top 3 purchases of 2022 👀 My Top 3 Purchases Of This Year 1. Walking pad I bought this walking pad for $240 back in …
How I saved $200k by age 24
NEW MILESTONE UNLOCKED: I finally hit a net worth of $200k! For context, I am a 24 year old software engineer living in the San Francisco Bay Area. I share my financial journey over at @organized.finance on Instagram! How I calculate assets, liabilities, and net worth Assets: The assets tab displayed above is the sum …
These 3 Money Habits Save Me Thousands Annually
I track my net worth (using this tool) every two weeks. On 10/1/2022, my net worth was $86,284. On 10/1/2023, my net worth was $178,022—so I've increased my net worth by nearly $100k in 1 year! Several factors contribute to my ability to save and invest each month (more here), but these 3 money habits …
Continue reading "These 3 Money Habits Save Me Thousands Annually"
This Is How I Graduated Debt-Free From Stanford
I recently turned 24 years old and hit a net worth of $150k! There are several factors that helped me grow my money relatively quickly, but a major one is lack of debt. Being free from student loan debt, in particular, has given me a financial head-start that I'm immensely grateful for. This is how …
Continue reading "This Is How I Graduated Debt-Free From Stanford"
How Much Money I Made from 45,000 Blog Views
After growing my personal finance Instagram account to 50k+ followers, I decided to add blogging to my list of mediums. In December of 2022, I committed to posting two blog posts per week, and I've stuck with it so far! Read on to see how much money I made from 45,000 blog views (you might …
Continue reading "How Much Money I Made from 45,000 Blog Views"